Every funding product is designed to fit a different stage and need. We'll help you identify the right structure — not the biggest number we can offer.
The lifeblood of day-to-day business operations. Working capital loans give you flexible access to funds for payroll, inventory, overhead, and any operational need that arises — without locking you into rigid repayment terms designed for someone else's business.
Whether you're bridging a seasonal gap, preparing for a large order, or simply ensuring you have the liquidity to seize opportunities as they arise, our working capital solutions are structured around your cash flow cycle — not a bank's underwriting template.
Modern equipment is the leverage that lets small businesses compete with larger ones. Equipment financing allows you to acquire the machinery, technology, vehicles, or tools your business needs without depleting working capital — the equipment itself serves as collateral.
We structure equipment financing with terms that align to the useful life of the asset, giving you a predictable payment schedule and the ability to plan accordingly. From commercial kitchen equipment to construction machinery, we work across industries.
For businesses with strong and consistent revenue, revenue-based financing offers a flexible alternative to traditional loans. Capital is advanced based on your projected revenue, and repayment scales proportionally with your actual business performance.
When business is strong, you pay more. When it slows, your obligation adjusts. This alignment between repayment and revenue makes it an ideal structure for businesses in cyclical or seasonal industries, or those experiencing rapid growth.
When your expansion plans are significant — a new location, a major renovation, a strategic acquisition — a structured term loan provides the capital and repayment timeline to execute without straining operations.
Business term loans from Catan Capital come with clear, fixed terms and transparent fee structures. You'll know exactly what you're agreeing to before you sign, and you'll deal directly with decision-makers throughout the process.
Outstanding invoices represent real value that's temporarily locked in your accounts receivable. Invoice financing allows you to convert those receivables into immediate working capital — without waiting 60, 90, or 120 days for clients to pay.
This is particularly valuable for B2B companies, contractors, and service providers who deliver work upfront and wait for payment. Stop letting your own success create a cash flow problem.
A revolving credit facility that's always there when you need it. A business line of credit lets you draw funds up to your approved limit, repay, and draw again — paying interest only on what you actually use.
It's the funding equivalent of having a reserve. You don't need to know exactly when or how much you'll need — the line is ready for opportunities and emergencies alike. For established businesses that value financial flexibility above all else, a line of credit is often the most valuable product we offer.
We focus on your business fundamentals — revenue, time in operation, and industry — rather than running every applicant through a rigid credit score model. Here's what we typically look for.
Tell us about your business and we'll recommend the right structure — no obligation.